It's a paradox: people with good earnings often have no money. How is this possible? The answer lies not so much in salary but in financial habits. Let's look at some common mistakes that prevent people from achieving financial stability.

@Adeel Qayum/oberlo.com

Living Beyond Their Means

Easy access to credit cards often tempts us to spend more than we earn. This creates a debt hole that is quite difficult to get out of. Remember: loans are not additional income but a deferral of payments.

@Credit Card or Cash/uvita.info

Ignoring the Future

Saving for retirement is not just saving but an investment in your future. The sooner you start saving, the more “capital” you will have in retirement. Take advantage of all the opportunities provided by your employer and the state.

@Retirement: How Much Should I Save Each Month?/debt.org

Believe in “Easy Money”

Get-rich-quick schemes usually promise results that are too good to be true. Before investing, carefully study the offer and consult a specialist. Remember: high income is always associated with a certain risk.

@Lindsay Smith/kentucky.com